Electric can also spike in the summer with A/C.

But many people don't know that we saw a very large birth rate spike back in 1990.  

I've never had this big of a spike in my 3 years of owning it or in my personal residence. 

(d) No spikes, adhesives, screws, hooks or nails, or the like may be driven into or applied to the walls or other surfaces without our prior written consent except that small nails may be used for hanging wall decorations.

The number of violent crimes rose 16.3% from 2015 to 2016, far more than the 4.1% national increase and one of the sharpest spikes of any U.S. city.

We don't have huge appreciation spikes, so even with drops in oil we don't see big drops.

Inflation sucks because it compounds.Once interest rate waters recede back to the 5 - 5.5% levels, home prices will spike dramatically higher (just like other rate sensitive assets) as literally millions of households get back into the market looking for a home.

The influx of people and conversions of single units to Multi units have spiked dramatically in the past three years and still happening where I can say that I see a increasingly demanding rental environment predominantly out of the Brooklyn populatIon. 3 out of my 6 units are rented to entire families who moved from betstuy exactly due to the fact (from what I was told)leases were not being renewed to tenants who had no substantial tenure their or could not afford new leases due to “upgrades“.

I would recommend locking interest for five years if possible to be able to ride out any upward spikes that may be coming our way. 

I used to have this approach but with only quarterly adjustments you miss all the spikes that happen from demand.