I can't speak to the condo conversion process in your municipality this is something to weigh as well.

In response to your questions:Biggest q i still dont really understand is:- what happens if i refinance before 7yr term or sellAs you'll be the owner, you can refi or sell before the 7 years. 

The rental is giving me about $3,900 rental income a month.I dont have another property.

It’s great to see people with an eagerness to grow in real estate wholesaling.

I tried several, but it didn't seem to work or click for me.

If we can work out a deal with a number of builders to keep their properties moving than we can also ask this builder to give some incentives to the investor. 

Add to that, a lack of snow/rain this year... we're starting to wonder what to do!

They should have what you’re looking for. 

@Donald Hatter   It is always ideal to purchase property directly under an LLC to avoid the need for a subsequent deed transfer.

You may still not want to increase the occupancy.To me, two things stand out about your post.