There is about 3k cushion if you need to go a bit higher.Much Longer Answer:The ARV is a vital number here, and needs comps to be validated.

I tend to believe that everyone should be investing in real estate even if they have to cash out their 401k to do it.But the one thing that I don't like about that area is the layers of risk.1) Landlord laws2) Tenant Pool3) Crime ratesThat is the trifecta of bad investing conditions - at least to me.

I'm starting to understand why so many rentals have ancient fixtures with 20 layers of paint!

For now, they are just layering the leverage.

Your point about the markets is vitally important.

Tax revenues will have to participate in a vital part in the government’s hard work to rein in the deficit at the estimated 4.8 per cent of GDP in 2013-14, an aim that the finance minister has been wanting to accomplished and had given it a deadline.Westhill Consulting is a headmost independent firm of licensed Accountants and business advisers that offers a full range of accountancy and taxation services for our clients within Asia region.It is our pride and honor to provide our clients with the most excellent kind of service, dealing with each and every task with absolute dedication and professionalism.

My aim is to keep the asset, but create a buffer layer - mitigating any liability.

It will add a layer of privacy regarding my growing empire and that's about it.  

Once they have their vision and strategy articulated, they should sit down with an accountant and attorney who are well practiced in real-estate and plan the nuts and bolts of how to organise .... when should they incorporate (if at all); will they need/want a multi-layer corporate structure (sometimes it is advantages to incorporate large buildings in their own company); will a trust ever be needed, etc.  

It is vitally important to your future success and legal practices that you do understand what is legal and what is against the new laws when selling while extending credit to end-users.