I’ve found it best to start over from scratch but maintain the old listing title and cover photo for a short period of time to get any potential guest transfers.

Specifically, I'm interested in understanding the challenges and experiences associated with the barment process and the subsequent quiet title action after the redemption period concludes.What complications, if any, have you encountered during the barment process or while pursuing a quiet title action in GA?

@Linda West it is United Wholesale Mortgage, which you gain access to through a mortgage broker.To answer your original question, I like Navy Federal for the long draw period of 20 years, followed by repayment period.  

However, this generic statement is useless for many reasons:- your two years are never identical- even if you expect them to be identical, we don't know the future, and things can change- you likely have a number of special factors that change your tax outcome, some of which I mentioned above and others mentioned in earlier comments on this threadWe are also assuming that you're selling outright for cash and not reinvesting, although you have other options such as installment sales (aka owner financing), reinvesting into REITs/DSTs, opportunity zone funds and more, as mentioned in other comments.Finally, nobody brought up what I consider the single most important factor in your decision process: you sell when you have a good offer, period.

Total cost is $3,200.I know the De Minimus safe harbor rule allows you to deduct anything under $2,500 and that anything over this amount, if considered a capital improvement, would need to be capitalized and depreciated over a certain period of time (the life expectancy of the improvement).

So, I suggest seeing if the seller will extend the due diligence period (and possibly closing date if it's only a week after the end of due diligence period) so you can have the second unit inspected; point out that previously you were not able to inspect it because the tenants had covid.What does your buyer's agent suggest? 

Just prepare the lease for them to sign but I suggest you include a paragraph apprising them of the redemption period and that they will not hold you responsible if redeemed and evicted. 

If so does your offer contain a contingency clause for contract termination due to property condition or an option period for due diligence.  

Some banks who offer commercial loans usually also have a shorter payback period. 

There are already benefits like primary residence loans that give you perks if you're going to live in a place for some period of time.