I'm going to do my best to simplify the process.

How about simplifying the problem.  

As an illustration, let's pretend we live in a simplified, unrealistic world.

Some states have simplified probate processes that transfer properties with affidavits or special deeds, so you might just get notice of new ownership.

Knowing how to simplify a contract or what you are trying to do with the seller is also a very helpful skill.Ultimately though, just getting out there and making mistakes and learning from them will get you to be an expert.

To simplify, we call them duplex, triplex and four-plexs all being single family under HUD and lending constraints, multi-family begins at 5 units and up.As James pointed out, it needs to cash flow after you move out.

if you already hold a deed to the property it might simplify things a lot, but maybe not as there are loan forgiveness issues.

If it's an individual lender they might do that, for a few bucks.Why not simplify and take a non-RE asset as collateral on a demand note after a certain date, send in a car title with you as a lien holder, mark his billing for your services paid in full.Also understand that the services you're charging for need to be squeaky clean, comply with all applicable laws, in wholesaling my guess is that you could have issues.Sometimes you just work things out, a check is valid for one year before it is dormant, might just hold a check, if it bounces after he closes, well, he probably thinks he'd get nailed, and might be so, unless he fussed and brought up what you did and stopped payment.

We are setting up a procedure in steps to simplify the process.

Spouses are responsible the care of another but not the luxury of another.There are some exceptions to liability from a lawsuit if your husband had an independent form of liability like he let you drive the car knowing you were drunk and you cause an accident, but usually one spouse is not liable for the torts of another.This is very over simplified but I hope it helps.