Hey Nicholas, what type of loan product are you requesting in this case?

Also seems like this lender is trying to swap the DSCR loan rate issue to the property tax & insurance issue to make their product look better.BTW: we're in the Midwest and believe it offers better opportunities than TX market, but one shouldn't have to stoop to this lender's tactics to show this:)

If your in a position to put 25% or more down on the purchase you can get very favorable terms on a investment product. 

I take it there are no other VA products similar to the Vendee Loan for non-veterans looking to purchase VA Foreclosures?  

Of course, if you refinance your first VA loan into another product, that would certainly clear up the issue. 

I think it will answer a lot of your questions.https://store.biggerpockets.com/products/first-to-a-million

Are there insurance companies that offer a product like this?

STR is a fun one- you'll get to have some fun and get creative with your product.

It opened doors to new markets for agricultural products such as cotton, sugar, and grains, laying the foundation for prosperous farming and trade economies across the newly acquired territories.Investors keen on infrastructure development saw potential in establishing trade routes, settlements, and towns that would eventually grow into thriving cities.

The good news is that you can still acquire this 4plex relatively cheaply with only 5% down using a conventional Fannie product.