Is it taking away your time, are you looking to minimize cap gains?

I aim to purchase two apartments outright in either Brickell or downtown Miami—properties with minimal HOA expenses. 

There are all sorts of ways for contractors (or any partner) to hide dollars to minimize the paper profit.

Check out these documentaries on Netflix: - Small is beautiful- Minimalism

Regardless, I would not pursue a cash-out refinance/home equity loan/HELOC since the cash flow is minimal with your current rate. 

You think I should just keep on making minimal payments or should I go ahead and pay down the 20%.  

There's minimal info on the website and BP socials for it being opening day for registration.

IntroductionBrief overview of the increasing role of data centers in the digital age.Introduction to the concept of artificial intelligence (AI) and its growing influence on data center designs.The Driving Force Behind AI-Integrated Data CentersExplanation of why AI is becoming indispensable for modern data centers.Overview of the challenges faced by traditional data centers, including energy efficiency, cooling, and reliability issues.Transforming Efficiency and SustainabilityAI-Optimized Energy ConsumptionDetailed look at how AI algorithms improve energy efficiency, reducing operational costs and environmental impact.Smart Cooling SystemsExploration of AI-driven cooling solutions that adapt in real-time to optimize temperatures and further enhance energy efficiency.Sustainability at the CoreDiscussion on how AI integration contributes to greener data center practices and the pursuit of carbon neutrality.Enhancing Reliability and Performance with AIPredictive MaintenanceInsight into how AI predictive analytics can forecast equipment failures, ensuring high reliability and minimizing downtime.Dynamic Resource AllocationExamination of how AI optimizes the distribution of computational resources, enhancing the overall performance of data centers.Case Studies: AI in ActionPresentation of real-world examples where AI has successfully improved data center designs and operations.The Future Landscape: AI-Powered Data CentersSpeculation on future trends and the evolving role of AI in data center innovation.The potential impact on industries reliant on data center services, including cloud computing, telecommunications, and large-scale enterprise IT.ConclusionRecap of the key points discussed.Encouragement for industry stakeholders to consider the integration of AI in data center designs.A call to action for further research and investment in AI technologies to drive the next generation of data centers.

I feel like there's some pretty cheap properties out there, and with financing involved I can get in the game for pretty minimal cash-out of pocket.

Use Other People's Money (OPM) to fund transactions with minimal cash outlay, but be sure to arrange transactions sensibly and reduce risks.