Given the whole new Working-From-Home culture that Covid has given us, are any investors starting to explore the options of using FHA loans to purchase properties that they "may or may-not" live in, or live in for a year or so and move out later....

(I received nothing monetarily for that plug for his book right there) LOL I also have a good friend that is very wealthy and flips properties from time to time, he has one rental through them that he allows them to manage and he spoke very highly of them!

The culture there supports a high standard of work ethic and the Latin family support system educating then young people with trade skills (you wont see family units teaching trade skills in Cedar Park or any other hipster location).

I have a look back and see the details how you got so wealthy!

Wichita cares about it's future and what it looks like and has a police dept that will get creative to solve problems such as the homeless and panhandlers -- Topeka/Shawnee county - not so much - they just care about the wealthy zip code and a several block radius around dt where the capital building is. 

Everyone of these areas will have places where the wealthy live, places where the middle class live and places where the poor live.

But almost all successful wealthy people have RE.

My goal is to start building passive income and hope to retire sooner and long term goal to develop generational wealth. I

Many of the very wealthy members here got there with appreciation. 

Leverage (debt) is very powerful, it can make a person very wealthy over time, but it can also make you very poor very quickly if you over leverage yourself.