HELOC versus saving more money to get started

[Michael Balaska]

I would like to buy my first rental property and I am looking at turnkey rentals. I currently work full time with a good salary and benefits so I don't plan to quit my job at this point. My goal is to start building passive income and hope to retire sooner and long term goal to develop generational wealth. I can use another 10k to get started more comfortably. My question is, do I continue to save which may take another year or take out a HELOC which would be a fixed 3.115 5year or a fixed 3.865 10 year?