That is, 60% of excess cash to your debt and 40% to savingsAll excess cash should go to the loan if the interest rate is greater than 10%This get's a little funky when consolidating debt in a 0% interest balance transfer.

That's a cheap rate.What about doing a refi on property #2 to consolidate the debt and paying off your heloc?

We're planning to consolidate all properties into Vermont Mutual once we get the properties up to date.

The goal is to consolidate everything to one mortgage payment and pull our original cash out.

Going into years 5-10 I’d like to consolidate the SFR into an apartment depending on the markets I’m in.

I want to consolidate into 4 properties, all paid off.Form my understanding of 1031 rules, this is not possible.

I have NO idea where they consolidate that information, and it certainly isn't easily accessible. 

It helps to consolidate the groups together to save you time in addition to adding some hype about the unit as they're seeing who their other rental competition is. 

This is called a consolidation exchange. 

Consolidating your equity position to reposition your portfolio to one that scales up enough to both increase your returns and capital/equity growth.