She's about to lose the house.

Once the fee is paid in essence the realtor loses the first position to do business with the client so if additional properties are to be purchased the realtor isn't guaranteed that business.

You have to cover all the bases, even a situation if you wind up losing money on the deal, make more than you thought, if it takes 6 months to sell or even if one of you dies. 

I get these cancellation notices all the time about something stupid.Sometimes I fix what they mention and they won't renew anyway.I've got to where I just get other quotes and they lose my business.I have a lot of rental insurance policies.

Losing $800 monthly is going to KILL you if you don't adjust.  

In my experience these are the levels of how financial fraud is doneLevel 1 - The “sponsor” is a fraudster from the beginning and the entire investment is a designed fraud designed to steal the investor's money Level 2 - The sponsor initially intends to operate legally and honestly but the temptation of easy access to money, usually fueled by addictions to drugs, sex, partying, etc. leads to the bad decision to line the sponsors own pocketsLevel 3 - The sponsor intends to operate legally but a crisis in their life resulting in a need for money leads the sponsor to “borrow” from investor’s funds with the full intention of paying it back ( which they are unable to do).Level 4 - The sponsor intends to operate legally but the assets under their management incur substantial loses; the sponsor attempts to cover up these loses by “temporarily” borrowing from one investor to pay another or submitting false results.

Why would you spend thousands of dollars and lose months and months of profit to do that?

Too much leverage and you may not be able to afford your debt service / payments and you could not only lose a property but have them also come after anything else you have.If it works then you can get better returns since you can borrow more money and get appreciation.

Read these forums for awhile and you'll notice a trend among new investors buying out of state in crappy locations strictly for cash flow (they tend to lose money for a few years then sell the properties at a loss).

I know I have the right to change title companies and I will as I will not lose the buyer over someone elses errors.