@Patti Robertson  Not sure if it is visible / usable from mobile but using the browser interface on a PC, on your 'Settings' page, bottom link on the left hand side is 'Stats' which give you your 'current' score and some other information.

Larry Pendelton with PC Financial Services would have my vote!

We found that if we asked for around $80K-$100K, all income proof was necessary, but for less than $80K, credit-reported income was good enough, skipping the bank statements and contracts for other self-employment or small business income.Some use “desktop” market value estimations and some require an appraisal, but all of them give you the option for a fresh appraisal if you would like one.Unsurprisingly, all of the credit unions will try to get you to open an account and upsell you on other financial products throughout the process.

I provided my own desktop appraisal to support the offer we made (30% lower than list) and was accepted.

I provided my own desktop appraisal to support the offer we made (30% lower than list) and was accepted.

I provided my own desktop appraisal to support the offer we made (30% lower than list) and was accepted.

It really also depends on what property type you are using the HELOC on.For instance, credit unions will get quite aggressive on your primary residence and give you 85%-100% of the appraised value (appraised value can be physical or desktop appraisal).

I would recommend @Larry Pendleton with PC Financial Services in Norfolk.

Many areas in today's market are desktop valuations so, no inspection or appraisal.

I'm on a PC using chrome and it sometimes does that.