My goal is to make connections, grow my understanding of real estate, and answer any architecture related questions for those that need help.- Jared

My goal is to learn as much as I can, connect with experienced investors, and start building my portfolio.I believe wholesaling offers a great opportunity to get my foot in the door without the large upfront capital required for traditional investments.

With your experience and a clear goal to build wealth and transition into multifamily commercial properties, you're on the right path.

The goal is legitimate: due to complex tax rules, you have opportunities to game the system by selling some of your investments and intentionally generating either gains or losses.

Have a goal.

Lets start with the goal.

Quote from @River Sava: Hey April - Refinancing after a year if there's limited equity depends on your goals—lowering your monthly payment, cashing out, or switching loan types.The process usually involves checking your current loan terms, appraised value, and credit situation.

If your goal is less required documentation, DSCR is likely your best bet as most everyone as mentioned, possibly a bank statement program depending on your job structure. 

I think it comes down to your goals and risk threshhold.

My goal is to switch to these workers as they have a steady paycheck.