Your best bet is definitely going to be a small credit union or regional bank in that area. 

Kris now has a strong desire to teach other people how to become financially free through win-wins in real estate.

If the room rents for $800 on it's own, but you could charge $450 per bed, then tenants win if they are on a budget and you make more money.

That sounds like a win to me.

If you want formalized training, your best bet is to take a course and then network like crazy to get in the orbit of other successful syndicators so that you can see how they operate.Here are some resources:Value Hound Academy with Craig HaskellSyndication and Crowdfunding WorkshopGene TrowbridgeJillian Sidoti

They've had a good relationship for the past 3 years so as a win win, they would move so he could sell the townhouse but he would lower rent a bit to $2,900 so it wasn't such a jump in rent.

If you can coordinate your purchase with the Menards 11% off Rebate Match that is tour best bet.

If they are filing false complaints it’s one thing but if it complaining and it’s true, even if it’s minor in nature - that’s more an Airbnb issue and they know how to game the system.Reality to is if you get them to stop whose to stop them to ask a friend etc.Your best bet is to talk to them and find out what the Cruz of the issue is

Back o the original question assuming the 1st loan will allow a 2nd smaller local banks will be your best bet or a true Private Lender.

No one knows what the future will bring, so I would not make an all-or-nothing bet on refinancing in the next year or two.