They show 2 minutes of buying the house/before shots, 1-2 minutes of demo, 1 minute of framing, 2 minutes of a manufactured "unforeseen problem" to overcome, and the entire rest of the show is design design design.

PMI is wonky - talk with your lender.If you only put 3.5 percent down you should have enough cash available for repairs and reserves and unforeseen expenses that always come up.

If you have a healthy liquid account for unforeseen cap-ex and whatnot, seems like a good deal considering the area. 

After some unforeseen drama in the work place arose during the beginning of Q2 this year (not even including COVID) I have held off until early next year.

Aaron Farr was able to sale it for us for $310,000 and we closed last week.We did run into a extensive list of repairs from the inspector that were unforeseen.

Also something to consider is the risk that any unforeseen event now poses double the risk.

Would that be an "unforeseen circumstance" that the bank would accept for me to not owner occupy if I try it and fail and have to buy/rent something else?

That why if unforeseen issues arise you can drop down to the lower 30 year payment to not bleed cash. 

That was way more than I expected, but the plumbing and electrical ended up costing me several thousand dollars due to unforeseen problems with the existing service lines.  

If you need financial assistance - because this is an unforeseen event - contact your city's Housing Department.