I used a traditional bank mortgage through US bank.

Hi Kim, Most traditional investor loans will require a minimal of 15-20% down payment. 

Depending on your office location, co-working spaces may open you up to more 'walk-in' business than any storefront or traditional office space.- Evaluate the best tech platforms to subscribe to. i.e. skiptracing, RE data sites, CRMs, etc.- Create Standard Operating Procedures (w/video) for every repetitive task on the admin, sales, and marketing sides of the business.

Ideally I would like to live off income from REI, as I cannot currently work in a traditional sense (ie, desk job). 

hey @Shaydon Childersmost responses are right, this will be challenging for traditional DSCR as they dont like gift of equity; and seller credits would be capped (usually at 2% of your purch price) and only allowable to be applied to closing costs. i have one lender (specifically for 1-4 unit investment properties) which will allow for up-to 90% CLTV... and they are okay with seller financing so long as the seller is in 2nd lien position, allowing them in first lien position. they would max at 75% LTV on their 1st, with a 15% allowable seller-carryback (90% CLTV), and then up to 3% seller credits toward closing costs too. they offer 30 year fixed rates, however, due to the added risk for the lender, the rates are going to be much higher than the traditional DSCR loan.

It is not regulated compared to your traditional conventional /FHA loans.

Quitclaim DeedThis deed has traditionally been only used to cure defects in title -- like when a grandson may have inherited at 1/335 share in a property, but no one is really sure whether that's true, and a buyer has come along and needs to get the signatures of all the possible heirs before being secure in his title.

I have rented my properties by room while I live there and turned them into long term traditional rentals at move out.

An asset offering tax-deferred growth and tax-free distributions is a big deal, especially if you have phased out of a roth due to income limits.Flexibility in both funding & design - I think where the rest of the confusion, and subsequent analysis of Whole life falls short is that most people examine traditional pay to age 100 policies overtime.

I own 4 acres right next to the Graton Casino  that could be my next project put in about 100 apartments and call it a day.. won't have great returns 5 to 6% but I will get them and not have all the stress and drama like what your going through...