A prudent investor doesn't seek quick riches through shortcuts.

I use to go to the rich dad seminars for hundreds of dallars but I get even better training and info here on bigger pockets podcast for free!

If you’re short on down payments, here are a few strategies to consider:Leverage Equity: If you own any properties with equity, consider tapping into that through a cash-out refinance or HELOC to fund your down payments.Seek Joint Ventures: Partner with other investors who can provide the down payment while you manage the property or contribute in other ways.Explore Creative Financing: Look into options like seller financing or lease options, which might require less upfront capital and can be structured to fit your needs.Consider Private/Hard Money Lenders: These lenders can offer flexible terms and quicker approval compared to traditional banks.

Nobody in the industry will do these, your going to need your rich uncle to step in & lend you capital, come up with cash, or pull equity from another source.

Buy your next deal using a traditional mortgage and your own name.

If those home is paid off and the equity is only needed for a short time, taking out a more traditional HELOC might make more sense.

Again my advice comes from working with investors like "Rich Dad, Poor Dad" whose whole philosophy is if it cash flow dont sell it use the equity to buy another property. 

What factors do you consider when deciding between traditional financing and private money lending for real estate deals? 

Hard money loans can facilitate faster closing times compared to traditional financing, allowing you to secure and renovate properties quickly.

As far as loan differences, I'd connect with an investor friendly lender to go over the pros & cons of FHA (3.5%) & Conventional (5%) if you want to go traditional financing route.