A few of ours barely have an accent (they studied here for years).They are trained for level 1 support and filter out 95% of common issues for us, the other 5% go to management here locally to handle.

With their appraisals do they loan based on the market appraisal or do they loan on what the DSCR supports like 1.3?

you can form a little mastermind of folks doing the same thing and support each other.it just doesn't make sense for folks with no experience to partner.good luck

A link to FilePlace is at the bottom of every page, so it is easy to find.If you have technical issues, send an email to support@biggerpockets.com and someone will help you.

In my real Estate brokerages I have owned 90% women  in lending lots of women loan officers and of course support staff is mainly women.. at The title companies I work with their is maybe one male and 10 to 20 females all the senior escrow officers are women.the only time i see men in the escrow side of things is back east in states that use attorneys to close deals and those are generally all men.. as in the attorney that owns the practice is male and his staff is generally female  Not all but majority of the companies I have closed with back east are like this,

Don't hesitate to ask questions and seek guidance; the community is often very supportive.

There is no such thing as a therapy dog or emotional support dog. 

The BiggerPockets community is here to support you, and many of us have been in your shoes.Finding a Mentor:Finding a mentor can be incredibly beneficial, especially as you navigate these early stages.

The eviction moratorium was a big deal, and it felt like landlords were left hanging while trying to support tenants.

Other winter weather states I like: Colorado, Utah, Idaho (research this one, many Californians moved there and drove up values, not sure what industries are there to support economic growth).I would be cautious about doing a BRRRR from another country.