I thought 80% LTV was sufficient but prices dropped 40%, ouch!

Do you know if I have to repost using key worlds like Maryland Real Estate Agent in my post or having used words like that in your and my replies is sufficient.  

If you have a sufficient buffer from that area then the effects will be less.    

So I'm thinking of taking on a partner who has the cash but does not have good enough credit or job to be apart of the financing ,he has sufficient cash on hand for his half of the deal.

If you advertise that a tenant must make $2,700 gross, then you excluded a retiree on $2,200 a month who may have sufficient savings, or another retirement income that will pay out in 6 months or a young couple where dad will co-sign the lease! 

Another lesson learned here is to make sure that the security deposit is a sufficient amount (many get a full month's rent) and have it stated in writing that the security deposit is non-refundable, but gets converted to a refundable type once certain conditions are met.  

Interactions with the legal system always leave a trail, should you sufficiently irritate Attorney Sanchez, he can prove certain connections with maybe 5-10 minutes on Lexis-Nexus.

Also, if I start out getting the properties on my own, while having sufficient property insurance, will I have issues with the mortgages when I transfer the properties into a separate entity?

(Plus, if they pay by check or money order, they may not have sufficient funds, and they can also place a stop payment on their check and money order)I had a tenant who owed money in September and I couldn't get them out until the middle of January because they stalled, postponed, claimed false repairs, holidays came up, couldn't attend the court date that had been scheduled so they ask the court to reschedule and they did, and on and on.  

There are no comprehensive enterprise-wide liquidity requirements or standards to ensure sufficient reserves to continue servicing the MSRs in their portfolios in the event of material financial stress.