I am still reviewing people's comments who have. 

Knowing what you are capable of and/or having proper resources can lead to great deals in any market.   

I know this is a slower process than you might like but $3.3M in debt is a lot for most people.

., rentals, flips, or house hacking] and eager to build a portfolio that leads to financial freedom.Currently, I’m learning, networking, and analyzing deals to take my first steps.Questions for You:What’s the best advice for a beginner?

Go to local meetups, search these forums for people that have mentioned that they do private lending and attend other RE events.

I understand different people have different risk profiles.

So thanks for contributing because you have helped more people than you know!  

I am very cautious about stuff like this but if i find anything interesting or worthwhile considering I can let people know.

Generally people in precarious financial situations are chronic not a one-off.

Working with me can very much turn into a long term engagement for the right people.