I think the benefit of a mini split system over a central are the energy efficiency the offer, the individual control over zone cooling/heating, simpler maintenance, quite operation.In the end it comes down to what makes sense in your situation, but I will say that there is a lot of fear mongering among a lot of HVAC companies to push people to either central systems or if they do mini splits, then into the higher priced systems. 

I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = $2300/$1875 = 1.23DSCR lenders generally let you vest either individually or as an LLC.

I am a 21-year-old individual excited to commence my investing journey along with my partner in the St-Louis real estate market.

In my city's codes and ordinances it states that one of the common rental property violations is having "over four unrelated individuals residing in a dwelling unit" would the dwelling unit be considered the entire house or just the part contained in the lease (aka the room)?

Looks like a nice deal, unit mix, vintage, locatonCongratsGino

Its hard at this time of year to keep politics out of a discussion , especially when one candidate brings up a potential infusion into the real estate industry .As long as attacks arent thrown at individuals and the discussion stays closer to real estate , I feel a bit of politics is good . 

It's certainly nice to have the input from individuals from within the industry.   

For those reasons, I will wait to listen to several episodes before deciding whether his particular style was a good move for this podcast or not.I also love David Greene and Rob Abasolo, as well as the way their individual styles complimented each other in the podcast format. 

For newly constructed, purchased or renovated properties and also retroactive generally over the last 10 years, building components are properly classified into individual units of property and accurate recovery periods for computing depreciation deductions.

Neither involve any pitches or selling... just real estate minded individuals (investors of all levels - from want-to-be to seasoned professionals - realtors, service providers etc) that get together and discuss real estate investing.