These include notes, loans, or even precious metals if you're so inclined; not anything requiring numerous checks per month.Jeff

RichI like that analogy Rich, I agree, I don't like arms either except for specific cirumstances and arms do not count for this thread anyways.Here is where I think arms can be useful - in situations where you expect to be out of the investment inside a small period of time (2 years) and the arte on the arm you get is much lower than what you could get with a 30 year fixed, it would also be helpful in situations where we are now when rates are on the decline rather than the incline.

I have a strong inclination that the haters are grown out of jealousy.

The IRS is inclined to disallow this qualification, so you will need to be prepared to justify the claims in detail.

Maybe now that the banks have little to no money to lend they will be more inclined to take on a smaller mortgage:)Heather

I have been wondering what the rest or you guys do after you get a property under contract to wholesale.My first inclination is to e-mail and call investors and begin marketing the property, but what about putting it on your website?

I'm always inclined to do the fix up, but I have to step back and look at the market, the comps.Go out this Sunday to every open house you see.

I am sure it's more complicated than that :)I am a very technically inclined person, If you could please organize your thoughts in bullets or numbers, it will make it easier for me to understand.

I really need to get to about 5%, maybe 5.25% (the lower the better), in order for things to improve.Bryan Balk, I'm inclined to agree with your comments about "this kind of stuff is done all the time".

Do you have one area with a trustworthy friend/family or other individual that you would be inclined to invest in?