The rates are usually adjustable with a floor.

CrimeIndexer.com has a map of total crime volume and a map of crime density adjusted for population.

It is fixed for the first 10 years and then after the 10 year period, it can adjust once every six months thereafter.

Rent prices need to adjust to what seems to be the new norm for housing prices.  

We do not adjust cleaning fee unless a property is really struggling and then we do it as a temporary move.

I would also like to protect my identity and I am filing a Wyoming LLC to manage a Texas LLC.

@Jack Anderson -we are in an almost identical situation . . .

I know I’d be able to adjust rents and/or pass on at least water and electric expenses down the road. 

They can adjust the JADU when comparing to an ADU as well but will factor at a percentage for a detached unit versus an attached unit. 

.- thanks   1) on the  1st mtg  refinance proposal at 4.1%  -  sounds like they are  offering you the  higher note  rate  so they can  absorb  some of the closing costs .....make sure you get a loan estimate and  review the details about them picking up all costs  ( titel / escrow / recording /  credit  etc ...)    2)  also  check the  index / margin and  caps   on the new  loan  offer   and  compare these to the  present loan  details  ...if you  keep this loan past the   rate/ payment  adjustment  period - you want to make sure  you  are aware of  how the ARM  can  change   3) the offer  to  do  " free  "  refinances in the  future  is  no  big deal  beacuse  any lender  can offer this  via  a higher rate  to  absorb  all costs