Look for family-oriented areas, (i.e. great schools, shopping, gyms, etc.)

The shopping plaza I mentioned recently leased almost 20K sft to a gym.

.)-$850 rent-$130 utilities (gas, electric, internet bill split with others)-$30 gym-$276 health insurance-$50 car insurance-$350 groceries-$75 gas-$15 car registration fund-$8 oil change fund-$42 Christmas fund-$4 YNAB-$9 Amazon Prime-$35 misc / unexpected expensesI have not missed any payments, and I do not need to.

@Joe Villeneuve is right, you should do all 3.Posting on BP is useful, make friends, reach out, build relationshipsDo audible and podcasts in your car, in the shower, and at the gym.

Yea, teaching can get quite stressful so I start off every day at the gym to counteract the effects.

When I was about 17 me and a older guy became friends while working out at a gym and just chatting.

The pain is gone and I am even back in the gym now doing squats.

For primary residences that the loan is VA or FHA, you can add non-traditional credit, aka cell phone bill, gym membership, etc.

Yep, gym shorts and nothing else...no shirt, shoes or socks, nice and toasty in there!

Total $34,725 Living Room Sectional $2,000 Coffee table $500 Bookshelf $200 Decor $500 TV $1,700 PS4 $360 TV Mount $100 Rug $1,000 2 lamps $80 Game room Pool table $650 Chairs $200 Dart board + wall protector $200 Decor $100 4 cues $100 Billiard balls $25 Cue holder $100 Lamp $50 Bedroom Furniture set $800 Desk + chair $300 TV (60in) $500 TV Mount $50 Mattress (Casper) $850 Sheets $60.00 Pillows $50.00 PS4 $360.00 Desk lamp $40.00 Comforter set $100.00 Closet hangers $10.00 Laundry hamper $15.00 5x bedrooms total $15,675 (note: furnish 6th bedroom later) Kitchen Pots/pans $150 Knives $60 Silverware $80 Cups $80 Corelle service for 4 X 4 $120 Cutting board $20 30pc utensil set $20 Hotpads $20 Toaster $20 Keurig $150 Coffee mugs $25 Paper towel holder $15 Grill utensils $20 Wine glasses $20 Dish towels $20 Tash can $50 Mixing bowels $30 Bathrooms (x4) Towel sets x 10 (4 bath, 4 hand, 4 wash / rm) $450 Trash cans $60 Soap dispensers $60 1 toilet plunger $15 Toilet brushes $40 Blow dryers (x3, not in guest bath) $60 Shower curtains/rods (x3) $160 Outdoors Furniture set (later) $1000.00 Table & chairs $1,000 Charcoal grill $120 Chiminea (later) $200.00 Dinning Table & chairs $2,000 Office (convert to gym later) Foosball table $425 Rug $300 Gym (later) Concept2 $950 Bench $200 Rack $600 Bar $100 800lbs plates $400 Mats $300 Bowflex dumbells $260 Family/TV room Theater seating for 3 or 4 $2,000 PS4 $360 70in TV $1,700 TV mount $100 Cleaning closet Cleaners $50 Broom $15 mop $15 Vacuum $200 LAUNDRY Washing machine $600 Dryer $500 Ironing board $25 Iron $30