This typically comes into play with big banks (Chase, etc) who are buying the loans to place them on their balance sheet.

Quote from @Jaclyn Spinelli: Quote from @Aristotle Kumpis: Are you looking for more of a cash flow play vs appreciation? 

I I am playing with different scenarios and want a back of the napkin number I will use https://www.omnicalculator.com/collections/real-estate.

Buying raw land near brown field could be a good long term play.  

Had very interested person who is an adult female almost 40 with no employment history to speak of (acting in plays, etc) but nothing for several yrs living with retired Dad. 

Connecting with like-minded investors locally can be a game changer!

Quote from @Jonathan Greene: Quote from @Jonathan Klemm: Good call out @Jonathan Greene - @Moderators need to continue to step up there game, but there are obviously limitations.  

Yes, they can have higher rates and fees, but they come with some major advantages too—like not needing personal income verification or DTI requirements, which can be a game-changer if you're looking to scale quickly.

Again, this is where weekly email newsletters, monthly physical newsletters, etc come into play.  

Have you played around with the savings calculator to give you an idea what your cash flow needs to be?