I have looked into different PML online and it seems that their requirements are very straight forward but they do require at least 1 new construction in the last 3 years.

And no matter what, straight percentages of the income don't work...unless of course you slide the percentage around for the above-named variables, but at the end of the day your resulting answer will break down to $/unit so you might as well just start there and dump the percentages.

Just need cash inflows, cash outflows, and discount rate.

I have even deeply discounted some week days this fall to see if I can get an Airbnb booking. 

[Bureau of Labor Statistics]Next came ADP’s employment report, where private (non-government) jobs growth slowed for the third straight month to +150,000 in June.

Sure if you are buying a condo downtown you can probably get away with using a discount broker. 

Up to date listings, just make sure you ask for a discount.

So if you wait a month you add that $2,331 plus 30 years at 7% is another $15/mo payment and $3200 in additional interest or just a straight $7k in interest give or take if you don’t increase your payment.

Discounted Sales Team after 90 days.

They are however providing discounts to Bigger Pockets members3.