When I called the bank to get pre-qualified they told me that we are able, but are very close to being denied because of our debt to income ratio.

So private labs have not been allowed in the US to do CoronaVirus Testing.Top health official denies low number of confirmed coronavirus cases in US caused by faulty testshttps://www.washingtonexaminer...Israeli Vaccine Information:https://nypost.com/2020/02/28/...

Many claims are denied.

Can I deny her moving in?

I am going to change the windows but what can I do to prevent that in the future, I did put on the lease if she breaks something, she will be charged but if she denies to be the one doing the damage, legally will I be able to charge her for repairs.

But the short, I'm in the cannabis industry in Colorado and concerned big/local banks will deny me a loan. https://www.biggerpockets.com/forums/22/topics/801783-colorado-cannabis-industry-and-getting-approved

So, that was the skinny - now...I feel I'm on the right track for saving for a downpayment n closing costs...I have been doing my research as to which strategies I wanna approach and execute on....I guess now that things seem to be going smooth and it's just a matter of time/saving til I can get my start in REI....that...I'm worried when I actually have the money for the downpayment and I go to vet lenders, that the lenders are going to deny me due to the industry that I legally make my living in.

I was recently denied refinancing my duplex because I claim too many expenses on my rental income such as repairs, taxes, etc...

Again, I may be wrong, but my assumption is that it's still up to the seller to accept or counter or deny.

I have a relationship with my bank for 30 years and they just denied me b/c my DTI is 49.