If the renovations are significant and the market supports them, the property will likely stand out.

Limited Regulatory Oversight: Fintech companies that operate without a banking license may not be subject to the same regulatory scrutiny and consumer protection measures as traditional banks.

@Scott Mac and @Bill B. give good advice.Pull the toilet to see if the subfloor or supporting joists are damaged. 

Attend seminars or workshops.Build Your Team: Start networking and finding the right professionals to support you.Start Looking: Look for properties that fit your criteria and financial capabilities.Make an Offer: When you find the right property, make a fair offer and negotiate the terms.Close the Deal: Once you've reached an agreement, complete the necessary paperwork and close the deal.Manage Your Investment: Maintain the property, screen tenants, and review your finances regularly.Make sure you have your criteria down, then financing and property selection is Easy!

Upon the denial of my refund request, I was assured that my fears were unfounded and that their expert group of tech support would take care of me and set my CRM up to fulfill the specific needs of a land investor. 

Nowadays, you need to work backwards:Start with your target ROIFigure out what the likely rent will beDeduct taxes, insurance, maintenance, vacancy, etc.Using what's left, determine what mortgage payment can be supported to reach your ROIFigure out, given current rates, what the P&I mortgage payment => mortgage amountAdd your 20-25% down paymentTHAT IS THE NUMBER YOU OFFER!

If so, spend more time in underwriting, if not, let it sit a while and/or call broker to figure out why they are pricing where they are when sellers financials don't support that value.

We advertisers would buy banners and email links, sponsor crap and flourish all without the consumer (eye balls) being force fed.   

They just expect it to support their lifestyle once they stop working along with some tax deductions. 

We use Digb, they also support us with tax filing.