Cash offers with low to no contingencies are typically going to be more appealing to sellers since there are less "hoops" to jump through compared to traditional financing.

The process of finding a tenant is identical to finding a traditional tenant: market, vet prospects and choose your tenant.

Limited Regulatory Oversight: Fintech companies that operate without a banking license may not be subject to the same regulatory scrutiny and consumer protection measures as traditional banks.

Although it can feel 'old-school' sometimes local buyers prefer traditional marketing methods. 

@John Cardinale I meant that you can use a hard money lender that offers DSCR products, as traditional lenders do.

If you are willing to expand your search a little, I'd suggest more traditional vacation markets in parts of Wisconsin and MIchigan.

Quote from @Christian Styles: testing testing testing testing testing.

Because unlike wholesaling traditional real estate, notes is a very small community.

So it would be fine to add her to the title of your new property.I agree with @Christian Styles, no need to mess with a gift at all. 

@Russell Brazil Or in markets that are traditionally vacation destinations.