Just morally bankrupt.But I think it just looks like that on the part of the contributors because some the regular contributors who have written here, especially the contractors, are trying to really hold back because this is a tragic situation and cursing what is obviously a tragic situation all around here won't help at all.My fat a** has never gone on a roof not strapped into a safety harness with an anchored safety rope. 

@John LyszczykGet face to face belly to belly with brokers.Phone calls won’t do it.You need to get in those markets physically and demonstrate to the brokers that you will commit the necessary time and effort by actually getting there.

Like Lima one Or Kavi  etc.. easy check there.but rates too good to be true is a BIG FAT RED Flag to a pump and dump due diligence or advance fee company.

Guys and gals, sometimes I get a belly full of hearing the same old conventional wisdom over and over. 

Well, you could start by sending me a big fat check of all those managed proceeds 😂

(OK, so it's silly on a few levels, but then again...)Sure, there's plenty of fat on those bones any one of us *could* carve off. 

My only recommendation is to work with a broker who is familiar with these loan types. i know a lot of loan officers who were primarily A-paper or refi-focused are slowing down business-wise and starting to get into this field to keep their pipelines and bellies full. 

On the fat edge/face of the floor joist?

Since these were off-market, the down payments were usually only 10% and the prices were belly to belly. 

Get a contractor who is licensed and knows the planning desk guys belly to belly.