According to the Bureau of Labor Statistics, only 1 in 9 adult Americans was self employed in 2009: http://www.bls.gov/opub/mlr/2010/09/art2full.pdf. 

In fact, from my limited observation, procrastination seems to be fairly ubiquitous in our society. 

@Rob Barelli, we use 1st American Title Closing Calculator to estimate our costs.  

The most common test of proximate cause under the American legal system is foreseeability.

Many foreigners, mostly S American, looking to safely park their money in the US, and more concerned about not losing value (or just getting their money out of their country while they can), as opposed to income.

We know Cuban officials want more openness with the US, but The day after Obama visits there, Fidel pens an anti-American letter, which is printed in the newspaper.  

We haven't done a DNA test yet, but my girlfriend and I suspect that he's got plott hound, boxer, and possibly some American bulldog in him. 

I personally used American Home Shield at the time but I have had some terrible experiences with them since then and do not do business with them anymore.

If they want a copy of the background check, I refer them to American Tenant Screening.

Both the Clinton and Bush Administrations pushed heavy propaganda leading up to the crisis with slogans like, “Every American should be able to own their own home.”