The Samsung is well supported in the community, people write 3rd party apps for it and is one of the more popular products.There are others that have more flexibility, but take more work to setup.

Since I get almost daily messages regarding small multi-family opportunities in Charlotte and find myself repeating much of the same information on the phone during intro calls, I figured I would go ahead and put my experience into writing for others who are doing research.

Your description is good with all the bullet points, but after each set write a brief description of the points using keywords that are popular in your market.

We have never submitted any claims.Anyone have a recommendation for an insurance company they like that writes policies in this area?

You ask them what their terms are beforehand also and get it in writing.

Hi Dennis, I'm writing about a month after you wrote your post, so this might be too late to help you decide.  

We failed to make sure that part was in writing.

Or does the family get those write-offs?

Your agent failed in the contract.EVERYTHING in WRITING - emails is best.

In some states the 2nd may be uncollectible as it’s past statute of limitationsRegarding charge off, that has little impact on borrower - the lender is writing it off I.