One thing with Obie is that their product is non-admitted and they have multiple writing companies. 

I founded First Access Lending to provide access where others can't.I can write second liens up to 80% CLTV on investment homes, sometimes with rates lower than cash-out loans, AND you get to keep the low rate on your first mortgage.The products are rare, so I'm not surprised to hear other lenders saying they don't offer them and/or recommend other products.Let's connect, and I can give you a quote!

Check out the "Enemy Method "You can find videos.

It's well worth the price in my opinion.If you have specific product questions their support rocks and I'd recommend their Discord community.

Unless Cozy has started back up or another entity using the name with a similar product suite? 

I will likely focus on adding another long-term rental using DSCR product

Here are some ideas to get you started:1.Educate Yourself: Start with the basics—read books, listen to podcasts, and watch real estate videos (BiggerPockets is an excellent resource).

Test drive the tech products - part of the BP pro membership is access to our amazing tools like Market Finder, Deal Finder, Rental Calculators, etc.

I made 12 videos to launch Express Offers when it started at eXp and they had good intentions, but you have to understand that all of these programs and outside programs are based on the same model.

You could buy a house with siding made of corn cobs if you'd like and they'd finance that (assuming the corn cob siding passed code).The issue is that true log cabins tend to significantly limit buyer pools because they are a bit of a niche product so lenders don't want to finance them at all due to the added risk for resale.