I've been helping folks navigate this market for the past 20 years, and I can tell you, combining a personal residence with rental income is a game changer.Just last year, my friend Dom helped a new investor find a charming duplex in East Austin.

Do you think it’s too late to get into the rental game in Melbourne?

Decide which game you want to play.

Long-Term PerspectiveBe Patient: Real estate investing is often a long-term game.

Util they in the last 2 weeks got us figured out and helped I had varying degrees of being blocked.I'm using creativereireply.com a new super set of reireply.com.   

It can vary based on the neighborhood and the property's condition, though.

It'd make little sense for me to share my metrics given that they vary, don't constitute a statistically representative sample and also my knowledge and relationships allow me to get deals that you might not be able to get/find.Hope this is helpful.

Median SFH are selling for right about $600,000 and properties are appreciating about 10% a year in recent years, though that can’t last forever.I am self-employed and do pretty well, but I do not have a W2 and my income varies quite a bit.

However, I also hear that they have varying fees across the board that can eat into the seller's take-home.

I personally don't see a problem paying a couple of extra pts for a 1% reduction in the loan but some people I know are very adamant that we shouldn't be paying pts at this time in the game.