If the business entity taking out the loan is properly set up (no humans anywhere in the ownership chain), the acquiring entity's credit alone may be enough to put the deal together if the entity has a strong enough credit profile and financial statement, and sufficient cash is available to balance the lender's maximum LTV against the purchase price.Just a starting point ...

Podcasts led me to believe that rental cash flow that meets or exceeds monthly expenses is sufficient to quit a 9-5. 

The home inspection report states that this is sufficient for each unit.What would you do?

As we grow, I intend to take further measures but since we are just starting out there is really no reason to get crazy since the Umbrella is more than sufficient.

The tools on BP are probably sufficient to provide quantitative answers for you but I can tell you based upon personal experience that negative cash flow is not a good idea unless it's purposeful, specifically as a tax write-off.

What would be considered sufficient equity in a property?

These are typically bedrooms without sufficient fire egress (e.g. an attic bedroom with no fire escape; a basement unit, etc). 

He simply wrote a few smart comments and said he left 9K left on the job for me to pay (Even though it needs 20K total left to pay out, and that should be sufficient, and he said he might look around for a few fixtures he can throw my way, GOOD LUCK and Bye...So I have worked with this same contractor on 5 other fix n flips and we had a great relationship, and he talked about his faith and I thought he would at least try to make it right or at least apologize for spending 10 months on this job and he was sorry he dropped the ball, but he didn't.. he just said Good luck while I take the money you gave me for materials..

Dealing with 'regular' realtors, often is a sufficient enough hassle that some brokers will often frown at having to deal with the investor/agent.

The old laws on the books, if enforced, were sufficient IMO.I guess the gov't wants all of the hundreds of thousands of people living in "Lonnie deal" homes to instead just rent their homes and deal with the cut-off water, the no air-conditioning repair, the roach and vermin infestation, the leaking toilet, the broken dishwasher that their landlord refuses to repair while the local courts get an influx of eviction cases.