I paid the 2000 dollars for the 2nd stage of learning which I though would be the conclusion, but nay!!!!  

However, It is very likely that they will not be able to do so.So, while a foreclosure is likely, it is not a foregone conclusion.

A lot of people seem to be jumping to the conclusion that your renter is "knowingly violating her lease."

No, I didn't draw that conclusion at all.

Listsource pulls data from Realquest and its almost always not conclusive for a ton of reasons.If you go into Realquest Pro you will look at the assessors whole database.

You will see that "Vehicle Miles (Line 44A) – can be added BACK as income" is NOT on FannieMae guidance and has been invented either by the OP or his company.Now, as another lender @Stephanie Medellin correctly pointed out, mileage allowance does have a depreciation component that should be added back - but not the entire mileage allowance.OP's statements on K1 income are also incorrect, but any reader can compare OP's statements to the actual FannieMae document that I linked - and draw their own conclusions.

@Tanya RandallHi Tanya as most have hinted at, be careful with 'rules of thumb' and drawing conclusions from anecdotal data points. 

Read the above link and you can start analysis of top 10 cities, and you will reach the same conclusion that I arrived at years ago.Terry

My conclusion is although it is possible, the returns aren't big enough for me to focus on more than I do with my stocks and bonds. 

@Kyle Doney so I have looked into it and I came to the conclusion that the value of going up was greater than a basement.