And will only get shorter term (15-20 year max), balloon, or ARM financing.

The costs of the raising is not going to be any cheaper, but the payback period is much shorter and you get out of paying flood insurance and still have a viable property to sell, when the time comes.Throw in the devaluation of the property, at 10% cap rate a $12,000 increase in flood premiums lowers the value of the property by $120,000.

For shorter term, I'm looking at non-performing notes (rehab and resell).

Its a corner that is NOT fun to be backed into.With that said, using a HELOC for shorter term gains and then paying it off quickly is probably a safer and creative way to get ahead.

Rates and fees are higher, terms shorter, and loans can be tailored to the borrower's needs rather than the aftermarket loan buyers and compilers.Hard money loans are a type of private loans, hard money lenders are private lenders but not all private lenders are hard money lenders.what Jon is describing as private lenders are actually peer to peer lenders; these are individuals, usually not too sophisticated, that have a few bucks to lend and will lend to a small investor/rehabber.

Maybe a shorter term.

Also, I expect my cash flow to be lower because it's a shorter term than I would prefer but at the same time, I would invest half the cash so that might make sense.If someone could run me through this, I'd greatly appreciate it.

Same for MTM except that the time is shorter.

As the repair value increases, you may want value increase as well or a shorter time to complete the exit.

Equity Trust and probably all other SD-IRA except for check book IRAs can't get a check based on an executed P&S in anything shorter than 1.5 days, which barely makes it for the 48 hr case.