Scottsdale, Phoenix, and Tempe have guaranteed recurring events year over year. 

At this early stage (not even begun yet) I want to avoid the pressure/anxiety of having to worry about making any type of rental payments if my LO tenant buyer can't pay.

ESA is for people with mental illness (anxiety, depression, etc). 

I am thinking about a couple options:A) Setting up the auto-draft from my personal account, and paying "me" back each month with a recurring transfer from the business account, just before the payment is due.B) Opening a personal checking account at the bank where I secured the loan, and transferring the money from the business account to the new checking account.C) Open for suggestions.Is there a recommended way to do this, without causing too much complication for tax filing and accounting at EOY?

Unfortunately, sourcing these opportunities is tough because they probably never hit Loopnet/MLS and would require lots of active investment in relationship building in specific markets.ConclusionThe risk profile and projected returns of these large syndication deals makes them the most attractive option for a newbie investor in my position.Add in a potential looming economic downturn and uncertainty of where we are in the current real estate market cycle and that only increases my anxiety as a newbie investor trying to get into the market.

I require tenants pay this way, and they also are signed up for 12 month recurring payments, which they cannot change.

Looked at a few other Midwest cities but had more connections and recurring reasons to be in Milwaukee and Detroit so stuck with those cities. 

I just want to get over the anxiety way before I get ready to make a deal and I want to know is there talking a agent down on price or is that only the owner.

Flooring is generally a CapEX expense and shouldn't be analyzed as a recurring maintenance expense. 

Double check your contracts and make sure that the pet fee is recurring month to month and not just a one time fee.