These institutions may have less restrictive membership requirements compared to local credit unions.

Think about your goals, what YOU personally want to achieve, and make a plan that gives you the best odds for that to succeed. 

Although a bank or insurance company would fit nicely into Berkshire’s existing platform, Canada does have restrictions on foreign ownership of those assets – so my bet would be either an energy or utility-oriented opportunity (plenty of them in Alberta) or perhaps a significant stake in Alimentation Couche-Tard, which owns the Circle K brand and has a significant global presence, potentially meshing nicely with Berkshire’s recent purchase of Pilot Flying J.This year, I had the pleasure of travelling to Omaha with some friends from New York University’s Real Estate Development program and got to catch up with old friends from all over the world.Alas, my favorite Buffett-ism from the meeting was "Understand that the market is there to serve you, not instruct you".

However, it is important to review the loan terms and conditions to ensure there are no prepayment penalties or restrictions on accelerated payments.2.

If your lease is not written with that clause, you can still try to bill the tenant but you might lose if they challenge it and it goes to court.The maximum fine is determined by state laws and then may be further restricted by HOA bylaws.

Those who are keeping the loan in-house often impose more restrictions and tighter terms (called "overlays") than those who don't.Do you have a model in place to figure out a purchase price? 

I would see how your PM company is following up with leads and what their qualification restrictions are for the property.

Put in the effort, build relationships, prove your value, and improve your odds of finding someone to help launch you on your path.

Basement seems odd and as John said above, is humid and may cause a mold issue.2 - Why would you not want it on in the winter? 

I personally don't like being bound by the restrictions of an old home - discovering all sorts of surprises behind the walls.