Got turned into the AG and one group got nailed criminally I also had FBI in my office about another investor who did this as a financial predator he got prison.So in my mind this is going to  play out again with Sub to being taught to the masses and people being people vast majority are honest of course but there will be predators mark my words on that.

the majority of the successful urgent cares in the county are in close proximity to grocery anchored retail centers.

Over the past three years, I've been using most of the major off-market techniques.A standout method is always pulling data and feeding it into a call center to generate off-market leads.

Over the past three years, I’ve been using most of the major off-market techniques.Of all the methods, texting has been a double-edged sword.

It is difficult to cash flow in most major cities2.

Had some vacancies which is normal, some major capital expenses handled easily but nothing drastic happened. 

So the goal wasn't to make money necessarily for the majority of the partners/investors.

:Class A Properties:Cashflow vs Appreciation: Typically, 3-5 years for positive cashflow, but you get highest relative rent & value appreciation.Vacancy Est: Historically 10%, 5% the more recent norm.Tenant Pool: Majority will have FICO scores of 680+ (roughly 5% probability of default), zero evictions in last 7 years.Class B Properties:Cashflow vs Appreciation: Typically, decent amount of relative rent & value appreciation.Vacancy Est: Historically 10%, 5% should be applied only if proper research done to support.Tenant Pool: Majority will have FICO scores of 620-680 (around 10% probability of default), some blemishes, but should have no evictions in last 5 yearsClass C Properties:Cashflow vs Appreciation: Typically, high cashflow and at the lower end of relative rent & value appreciation.

If you use any of the major mailhouse services, like Yellow Letter HQ (a service I can personally vouch for), they offer a variety of templates and even provide text suggestions.A smart way to analyze this strategy is by observing people in your local market who use mailers and identifying what works or doesn’t work for them.The simplest and most effective way to test this approach is to pull a hyper-targeted list of distressed homeowners and run a small-budget mailer campaign.Hope this helps!

Hey @Graham Huber here's a couple charts on Philadelphia compared to other nearby major cities.