@Vinh NguyenI am not an attorney but as I understand it, if cash is accepted as a portion of a home sale that isn't reported to the government, it is considered tax fraud.

Idaho is a non-disclosure state so the government has a very difficult time properly assessing property values and therefore the assessed value is often far less than market value, especially on older homes.

She can charge 0% interest but would still be responsible for taxes based on the government AFR rate which is around 4-5%So at $400k she would be responsible for $16-20k in taxesYou can have a title company originate the note and mortgageWe do this stuff all day long as investors (not attorneys) so happy to help

@Robin SearleMost people pay zero attention to their local a d state government.

While they are the only public LLC document, they do not govern LLC operations in any way; they do not determine who the actual members are.

However, if you are worried about being sued, you should use the best level of protection that you can afford.Your state laws: The laws governing asset protection vary from state to state.

My neighbor said he thought there might be a free government provided service but he can't remember the name.   

I guess it makes sense with all the government jobs there.

But CA has even friendlier tenant laws so they are out....I'd like to find a state where I can 1031 the rentals and have more cash flow and less expenses, as well as laws that aren't outright theft of my property by the government for years at a time to give free housing to people at my expense...

@Jasmeial Jackson and Account ClosedYou both seem a bit naive about federal laws regarding this.The primary law that governs how institutions can use or share personal information about consumers is the Gramm-Leach-Bliley Act of 1999.