Property managers usually charge about 10% of the monthly rent.

Buying in small towns can also limit you access to trades or they charge you more for the trip. 

Because of this they never charged market rent, so never had money set aside for capex or repairs.

You may also want to look at a cash out refinance to eliminate one or more Heloc or a few credit cards to lower your DTI and outgoing monthly debts.A heloc is a risk since its an open end mortgage like a credit card which carries a higher risk versus a 30 year mortgage. 

However, termites can be persistent, so a regular maintenance plan could add peace of mind and prevent future damage.For example, your pest control company’s plan charges $995 upfront for termites and $22 per month for ongoing treatment.

I charged them all the late fees and I was not happy and expressed my concerns, but I did get paid on the 12th.Now, this 3rd time for this month of August, the boyfriend contacted me a day or two before the 1st and said they would not have the rent until the 9th of August.

I would keep in touch with the charity, especially 60-i0 days from now to make sure the credit card charges aren’t reversed.

Your ROI would depend on EV adoption rates and if there are rental comps that offer charging.

I have been looking into trying mid-term rentals due to the increase in rent that you can charge, but I don't know where to start.

Some of the projects were with a local partner as well and then the managing chores were split between us.The lending perspective was stiff in the beginning, as I didn't have any experience at all, also no credit score, and that project was only by myself, so the leverage was low, but I could work on a low-price property to start.Fast forward 5 years, I have built a credit score with 2 credit cards under my ITIN of more than 650, and done 4 properties as experience.