The one thing to keep in mind is that a HELOC is a great short term debt instrument.

Always have your business cards handy and be ready to follow up on leads promptly.Work with an investor-friendly agentRather than conduct a search independently, work with an investor-friendly agent (or multiple real estate agents) who can keep their eyes open for off-market properties.

You didn't mention getting debt for a portion of the purchase price.

After they see the full benefits (decreased living expenses, appreciation, debt pay down from your tenants, depreciation), then their mind will change :)What is the business plan transitioning from HH#1 to HH#2?

To what degree is a wild card.  

We started the jump a few years back by getting our real estate licenses and working toward paying off debt and start saving money to invest.  

My gut tells me that Texas, particularly Austin and Houston, could be where the next wave of growth and expansion occurs, mainly driven by strong business and job creation trends.Here’s what I’m looking for in my US investments:Free-standing houses with a good land component, at least 3 bedrooms and 2 bathrooms, and in well-maintained condition.Yielding over 6%, with a slight cash flow positive outcome, while also offering medium-term capital appreciation potential.Holding for at least 5 years or more, with a view towards steady growth.The long-term goal is financial independence, reducing reliance on salary-based income, and building assets during this accumulation phase.Debt reduction is on the horizon—looking to consolidate and start winding down debt within the next 7 years.If anyone has experience investing in the Texas real estate market or any tips on navigating US property investments, feel free to share your thoughts!

Samuel,I would advise on number #1 to buy a 2-4 unit live in one unit for 12 months rent out the others to cover the debt and cash flow.

For some context, the current payment is 30-31% of our gross income, we both have 780+ credit scores, no other debt besides this mortgage.

I’m currently working on 58 unit BTR development project and seeking one or two private debt investors to help fund it.