Ultimately, if your wife doesn't come around then I'd suggest finding a vehicle you can both get into.

Ralphy Rosado sounds likeRochester has been a good investment vehicle for you.

Witness what they are doing to vehicle dealers which the Dodd-Frank Act specifically prohibited them from getting involved in.

If you are looking to use equity pay down as a savings vehicle over the medium term with higher cash flows longer term once the loan is paid off, then you may want the accelerated payments.In the local markets I'd buy in, no 1-4 unit I've evaluated would cashflow with a 15 yr mortage.  

As another exit strategy I am considering the vehicle of Buy, Rehab, Rent & Refinance as mentioned numerous times here on Bigger Pockets.

I like the prohibition on commercial vehicles, boats, RV's, etc. cluttering the place up.

And our annual vehicle registration fees dropped from $1,000 per year (CA) to $180 per year (OH).

I have advertised by letter, post card, Pennysaver, radio, t-shirts, vehicles, internet, door knocking, word of mouth, bandit signs, every door direct mail, lumpy mail.I pay consultants when I need it.

I have been in Recreational Vehicle dealership management for 25 plus years and Sara has been a Freelance Court Reporter for 25 plus years.

Several months ago homes, apartments and lots of vehicles were a total loss.