Hi Andrew,- If you were in school before Oct 2023 we can use it for employment history - If you were employed for 2 years in the past this should also work (with explaining the gap)- We can do a Non-QM one year employment full doc with no PPP that is better priced than DSCR (but not as good as conventional)Hope it helps 

This approach allows you to reduce living costs while recycling capital for future investments.Good luck!

If anyone can suggest an investor-friendly agent in the area, I’d really appreciate it.Beyond finding a great agent, what steps can I take now to continue educating myself and preparing for this purchase?

Quote from @Sarah Hartstein: Hello everyone, I am brand new to this website and looking forward to gaining some extra insights on property within the US and beyond ;) I started as a part-time Realtor with Keller Williams in Santa Barbara, California, however domestic sales never really “tooted my horn.”

If you're open to connecting, I’d love to hear about your journey and any advice or mentorship you may have as I navigate this exciting transition.

If this is a purchase by you then the issue is that you already have an exchange going. 

Perhaps I am over thinking this but thought I would reach out to see if any of you have advice either way?

If a large investment company wins an auction, SB1079 typically gives you the chance to step in and match the bid within 40+ days.Check your local treasurer and tax collector’s websites—they usually list upcoming online and in-person foreclosure auctions.Hope this helps! 

We are now working on the cash out refi.UPDATEWe decided to sell this property.

This is currently to support SFH flips but would consider using value-add multifamily as well.I am in the Southwest PA area and would need contractors active near Pittsburgh, PA or Allegheny County.