So I ran it with two rates and swapped out the rate to the refi vs the acquisition? 

X usage for 3 cents, Y usage for 9 cents, Z usage for 90 cents kind of thing.Because if it is, a few smaller changes might eat a big part of the bill percentage wise.In Nevada I've found the heat resistant solar tint to make a noticeable difference (on good double pane windows).I didn't cost it out, but the A/C ran less and the was noticeably cooler without the UV load hitting the  carpet and furniture (service life they say is 10 years estimated).Maybe swap that hot tub over to propane or Nat Gas (but some of these can be loud).Are you paying commercial rates, should you be paying commercial rates, is there a difference where you are at (???)

You can't go swapping names..

If you wouldn’t swap positions with your partner, something isn’t right. 

Their interest rates today range from 7.5% to 10.5%, depending on the 3-year USD swap rate (more on that later), the LTV and your FICO score.2.

Howdy everyone. Thanks in advance for your insight. I currently own one duplex next to my primary and co-own another duplex with my brother in another part of town. The duplex I own is a single family home with a conv...

Hi,I have an investment condo (rented for past 7 years). I would like to 1031 exchange into a multi-family property and live in 1 of the units. So my guess is that I can exchange for the portion of multi-family that i...

The problem is that you'll be swapping out your existing loan at 2.75% with one at 6-7%.

The DSCR thresholds can knock your LTV down as well.  5+ opens loan options for 5/10yr Treasury backed notes, 5/10yr SWAPs backed notes with balloons, vanilla 30yr fixed, ARMs, Interest Only, etc... there are a variety of loan options out there.Then you have unicorns lenders... those that will do no DSCR requirements if your property meets the right conditions. 

If you pick the right finishes and furniture it could be as easy as changing sheets and swapping out towels.