Short answer @Yixiong Pan is of course it's possible! 

Hell, having laminate is better than having carpet carpet imo (assuming good quality of course).

You can of course do whatever you want,  but you may want to reconsider.   

this would be exceedingly rare to find any PML who puts their money out for 30 years.there are note investors of course that buy 30 year paper as in defaulted notes but they are paying a very big discount to get them.

I want a specialist that's an expert, and not a jack of all trades and master of none.

Because that is actually how we communicate with the IRS - only through our tax returns (until audited of course. 

If your still interested in Bobs course. 

You mention market appreciation is good for a $100k home - throw away the last four years and what was the appreciation from 2012-2019 - that is what you should be looking at.I saw this with people in shenandoah va raving about how appreciation is awsome etc (during covid) - of course it was everywhere was appreciating, but now that we are back to a more normal economy -- I would not look at the past few years appreciation and look back to prior to see if it truly is an appreciating area.

I bought quite a few SFRs in Madison MS that all qualified and I promptly got audited. and of course my CPA could easily prove I was full time and qualified for the deduction.

Looks like we finally snagged him, but he of course post 250K bond immediately.