In my opinion Option 1 could be a bit risky in today's environment as we are not sure if prices have hit the bottom yet, there are positive signs in the CoS market that point to price appreciation in the future, but there is a good chance the interest rates are not coming down for a while, which will have a negative impact on home values. 

The impact can be significant. 

It is becoming harder to justify a restrictive 5.5% federal funds rate.The Chevron and Loper DecisionA new Supreme Court Decision may Hopefully Bring Clarity and Efficiency to the Mortgage and Housing Market.A recent Supreme Court ruling may bring impactful regulatory changes to the housing market, and people aren’t talking about it.

@Jason ReiderSome lenders will evaluate the risk differently which in this case they are not wrong because you plan on taking additional debt in the future that will have significant impact on your dti.

With a background as a Navy Supply Corps Officer, where I developed strong skills in leadership, project management, and financial operations, I am now dedicated to using these skills to make a meaningful impact in the real estate industry.

I've always had this dream of a beach home within walking distance to the beach, so I realize I probably need to back up and look at this more objectively instead of emotionally when it comes to extra wear and tear and higher insurance costs, weather impacts, etc.

It's important to note that the subject's low selling price has no adverse impact on values in the neighborhood.

If you fail to do so and the insurer's ability to defend you is adversely impacted, your coverage may be affected.

This factor can significantly impact your cash flow potential, especially if you're contemplating a buy-and-hold strategy.

Demographics Analysis: Investigating demographic trends, target tenant profiles, and their impact on property performance.5.