I asked one of these coaches who said her rental income is $140,000 a year if that is the gross rental income or net rental income (after mortgage payments, property taxes, insurance, repairs, vacancies, capital expenses).

"Soft" Bridge loan from Midwestern Life Insurance Agency.

I wonder if the insurance company would have bought her new panels?

I have seen this work in high priced markets like San Jose Ca.. where the property owner is a very wealthy business person with no time for rentals and the person they sublet to is close t them either friend or bizz associate and will work the property to make  the delta as the owner just does not want to mess with day to day and there is extreme trust.The other thing I have done personally is with the insurance companies ..

So fortunately for us, unlike with malpractice insurance, our warranty doesn't have to last a lifetime!

Hedge funds, banks, insurance companies, corporations, are adding it to their balance sheets.

But you'll have to change the insurance to the LLC, and the lender will be notified. 

I have an Airbnb and an insurance adjuster who wants to book the place off Airbnb for two months.

The time it takes to process an application in 100% dependent on you, your processes, and your policies. 

If you are really worried about liability, get a bunch of insurance policies like an extra umbrella or beefed-up property insurance.