Wow I see a lot of incorrect info posted here. 

They are incorrectly dumped into the generalized discussions. 

@Matthew Pipkin ,Be careful as they could potentially hold you liable if you gave them incorrect information.

They are not without their quirks with pricing but can be accommodating if you make a case for a lower market value than perhaps what they initial thought or received from the vendor which delivered the evaluation.

., $100k or $500k), you'll get incorrect results.

Perhaps I was drinking too much when I first read that, but my initial interpretation was that windows were part of common elements and thus POA responsibility (I hate legal jargon).Since it seems I may be incorrect on that, that makes me feel a little better.

Even worse, the full comment is incorrect : "Yes Darrell, there is an intrinsic value to a low interest loan, it is viewed as a seller concession in the valuation process, but it does not add value to the property, significantly." - correction, the seller financed piece did not add ANY value to the PROPERTY, significant or otherwise.Not one person on this thread or in the thread referenced stated that owner financing adds value "to the property", not ONE.

I don’t like the current rules anymore than you (in my case, at the state level), but to suggest there is no accountability is incorrect.

We like to install those things versus having a tenant do it, possibly incorrectly, making it more work when we end up correcting it in the future.

@Scott McMahan ARV is $60k, repairs 20-25K (wrote that incorrectly in original post), purchase price $4k, rents $700-800.